Chase Sapphire Preferred vs. Citi Strata Premier
A side-by-side look at Chase Sapphire Preferred and Citi Strata Premier - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
Chase Sapphire Preferred
Annual fee$95/year
Signup bonus75,000 points
Travel via portal5x
Dining3x
Streaming3x
Online groceries3x
Points worth 25% more via Chase travel portal; transferable 1:1 to most airline/hotel partners, but World of Hyatt transfers were devalued to 4:3 in 2026.
Full Chase Sapphire Preferred details →
Citi Strata Premier
Annual fee$95/year
Signup bonus60,000 points
Travel via portal10x
Dining3x
Groceries3x
Gas3x
Includes a $100 annual hotel credit (single stay of $500+ via Citi Travel) that partially offsets the fee. Points transfer to 18+ airline/hotel partners. Recently rebranded from...
Full Citi Strata Premier details →
At a glance
- Both cards carry the same annual fee ($95/year).
- Chase Sapphire Preferred earns the most on Travel via portal (5x).
- Citi Strata Premier earns the most on Travel via portal (10x).
- Chase Sapphire Preferred has the higher estimated signup bonus value after the annual fee.
Figures above are pulled directly from each card's own page - see the full Chase Sapphire Preferred or Citi Strata Premier pages for category caps, issuer rules, and redemption notes before deciding.