| Feature | Free | Premium Best Value |
|---|---|---|
| Price | $0 | $9.99/month |
| Single best-card recommendation | Included | Included |
| Industry-favorite Cards & issuer rules | Included | Included |
| Chat assistant | 5 questions per session | Unlimited, anytime |
| Saved wallet | Unlimited cards | Unlimited cards |
| Email my recommendation | One-time email of your single-card pick and reasoning | One-time email of your full multi-card breakdown, per-card costs, and reasoning |
| Multi-card portfolio optimizer | - | Your optimal multi-card combination, built to your fee budget, card limit, and spending pattern |
| Which Card for What | - | See which of your saved cards earns the best rate in each spending category |
| Cost vs. Gain Breakdown | - | See what each saved card costs vs. earns, based on your actual spending |
| Personalized Wallet Alerts | - | Get notified when a saved card's bonus changes significantly, or a better card becomes available for your profile |
CardPortfolio Premium is $9.99/month and renews automatically until canceled. Cancel anytime from your account page - you'll keep access through the end of your current billing period, and there are no refunds for partial months.