Chase Ink Business Preferred

Chase · Points / miles

Last verified 2026-09-25
See if this fits your spending → Apply Now

Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual fee$95/year
Foreign transaction feeNone
Typical approval oddsGood to excellent credit

Where it earns the most

Advertising3x points
Internet cable phone3x points
Shipping3x points
Travel3x points
Everything else1x points

Category caps

Shipping + Advertising + Internet cable phone + Travel (combined)$150000/yr shared cap

Signup bonus

100,000 points after spending $8,000 in the first 3 months.

Issuer rules that affect approval

VELOCITY LIMIT

5/24 rule

Redemption notes

Business card. Points worth 25% more via Chase Ultimate Rewards travel portal; transferable 1:1 to Chase's airline/hotel partners. The $150,000/year cap on the 3x categories (shipping, advertising on social media/search engines, internet/cable/phone, and travel) is shared across all four combined, not per category; spend above that reverts to 1x. Special promo: 5x total on Lyft rides through 9/30/2027 (stacks on top of the base 3x travel rate, same shared cap applies). Includes complimentary DashPass membership (min. 12 months if activated by 12/31/2027) and up to $10/month discount on non-restaurant DoorDash orders. Employee cards issued at no extra cost.

You might also consider

Compare & rankings

Bonus Alert Newsletter - get an email whenever any card's signup bonus jumps or drops 20% or more.