Best Sign-Up Bonus Cards

Ranked by estimated signup bonus value after the annual fee. Led by Capital One Spark Cash Plus and Chase Ink Business Preferred.

  1. #1 Capital One Spark Cash Plus
    Capital One · $150/year
    ~$1,850 est. bonus value
  2. #2 Chase Ink Business Preferred
    Chase · $95/year
    ~$905 est. bonus value
  3. #3 American Express Platinum
    American Express · $895/year
    ~$855 est. bonus value
  4. #4 American Express Gold Card
    American Express · $325/year
    ~$675 est. bonus value
  5. #5 Chase Sapphire Preferred
    Chase · $95/year
    ~$655 est. bonus value
  6. #6 Capital One Venture Rewards
    Capital One · $95/year
    ~$655 est. bonus value
  7. #7 Citi Strata Premier
    Citi · $95/year
    ~$505 est. bonus value
  8. #8 Southwest Rapid Rewards Plus
    Chase (co-brand) · $99/year
    ~$401 est. bonus value
Ranked from data/cards.json - rates, fees, and estimated bonus values are pulled from the same database as the rest of the site, not sponsored placement. See each card's own page for category caps, issuer rules, and redemption notes before deciding.