Southwest Rapid Rewards Plus

Chase (co-brand) · Points / miles

Last verified 2026-09-09
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Annual fee$99/year
Foreign transaction feeNone
Typical approval oddsGood to excellent credit

Where it earns the most

Southwest purchases2x points
Everything else1x points
Gas2x points
Groceries2x points

Category caps

Gas + Groceries (combined)$5000/yr shared cap

Signup bonus

50,000 points after spending $1,000 in the first 3 months.

Issuer rules that affect approval

VELOCITY LIMIT

5/24 rule

Redemption notes

Co-branded airline card; only worth it for frequent Southwest flyers. Fee rose from $69 to $99 in 2026, alongside a new 2x gas/groceries category - the $5,000 cap on that new category is shared between gas and groceries combined, not $5,000 for each.

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