American Express Platinum vs. Capital One Venture X
A side-by-side look at American Express Platinum and Capital One Venture X - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
American Express Platinum
Annual fee$895/year
Signup bonus175,000 points
Flights direct5x
Hotels via portal5x
Extensive lounge network and statement credits; effective fee is much lower if credits are fully used, easy to overstate value if they aren't. Fee rose from $695 to $895 in recent...
Full American Express Platinum details →
Capital One Venture X
Annual fee$395/year
Signup bonus75,000 points
Travel via portal10x
Flights via portal5x
Annual travel credit and anniversary bonus points substantially offset the fee if used.
Full Capital One Venture X details →
At a glance
- Capital One Venture X has the lower annual fee ($395/year vs. $895/year).
- American Express Platinum earns the most on Flights direct (5x).
- Capital One Venture X earns the most on Travel via portal (10x).
- American Express Platinum has the higher estimated signup bonus value after the annual fee.
Figures above are pulled directly from each card's own page - see the full American Express Platinum or Capital One Venture X pages for category caps, issuer rules, and redemption notes before deciding.