Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Where it earns the most

Signup bonus

175,000 points after spending $12,000 in the first 6 months.

Issuer rules that affect approval

Once-per-lifetime welcome bonus per card

Redemption notes

Extensive lounge network and statement credits; effective fee is much lower if credits are fully used, easy to overstate value if they aren't. Fee rose from $695 to $895 in recent years.

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