Bank of America Customized Cash Rewards vs. U.S. Bank Cash+
A side-by-side look at Bank of America Customized Cash Rewards and U.S. Bank Cash+ - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
Bank of America Customized Cash Rewards
Annual feeNo annual fee
Signup bonus$200 cash back
Customer choice category3%
Groceries and wholesale2%
Bonus rates increase for Bank of America Preferred Rewards members with qualifying balances. New cardholders earn 6% (not 3%) in their chosen category for the first 12 months. The...
Full Bank of America Customized Cash Rewards details →
U.S. Bank Cash+
Annual feeNo annual fee
Signup bonus$200 cash back
Custom category choice 15%
Custom category choice 25%
Everyday category2%
Customer selects two 5% categories each quarter from a list; strong if categories match spending but requires active management. The $2,000 quarterly cap is shared across both...
Full U.S. Bank Cash+ details →
At a glance
- Both cards carry the same annual fee (No annual fee).
- Bank of America Customized Cash Rewards earns the most on Customer choice category (3%).
- U.S. Bank Cash+ earns the most on Custom category choice 1 (5%).
Figures above are pulled directly from each card's own page - see the full Bank of America Customized Cash Rewards or U.S. Bank Cash+ pages for category caps, issuer rules, and redemption notes before deciding.