Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Where it earns the most

Category caps

Signup bonus

200 cash back after spending $1,000 in the first 3 months.

Issuer rules that affect approval

No major issuer-specific application restrictions on file for this card.

Redemption notes

Bonus rates increase for Bank of America Preferred Rewards members with qualifying balances. New cardholders earn 6% (not 3%) in their chosen category for the first 12 months. The $2,500 quarterly cap is shared across the choice category and the groceries/wholesale category combined, not $2,500 for each.

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