Capital One Venture X vs. Chase Sapphire Reserve
A side-by-side look at Capital One Venture X and Chase Sapphire Reserve - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
Capital One Venture X
Annual fee$395/year
Signup bonus75,000 points
Travel via portal10x
Flights via portal5x
Annual travel credit and anniversary bonus points substantially offset the fee if used.
Full Capital One Venture X details →
Chase Sapphire Reserve
Annual fee$795/year
Signup bonus100,000 points
Travel via portal8x
Travel direct4x
Dining3x
Travel general3x
Points worth 50% more via Chase travel portal. Fee rose from $550 to $795 in mid-2025; offset by a bundle including a $300 travel credit, dining/StubHub credits, and lounge access...
Full Chase Sapphire Reserve details →
At a glance
- Capital One Venture X has the lower annual fee ($395/year vs. $795/year).
- Capital One Venture X earns the most on Travel via portal (10x).
- Chase Sapphire Reserve earns the most on Travel via portal (8x).
- Capital One Venture X has the higher estimated signup bonus value after the annual fee.
Figures above are pulled directly from each card's own page - see the full Capital One Venture X or Chase Sapphire Reserve pages for category caps, issuer rules, and redemption notes before deciding.