Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Where it earns the most

Signup bonus

100,000 points after spending $6,000 in the first 3 months.

Issuer rules that affect approval

5/24 rule

Redemption notes

Points worth 50% more via Chase travel portal. Fee rose from $550 to $795 in mid-2025; offset by a bundle including a $300 travel credit, dining/StubHub credits, and lounge access - real value depends heavily on actually using those credits. Note: this card's signup bonus has been unusually volatile in 2026 (100k -> 125k -> a limited-time 150k that ended June 15, 2026 -> back to 100k) - double-check the current live offer carefully on future verification passes rather than trusting a cached figure.

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