Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
Annual fee$95/year (waived year 1)
Foreign transaction fee2.7%
Typical approval oddsGood to excellent credit
Where it earns the most
Groceries6%
Streaming6%
Transit3%
Everything else1%
Gas3%
Category caps
Groceries$6000/yr cap
Signup bonus
300 cash back after spending $3,000 in the first 6 months.
Issuer rules that affect approval
LIFETIME BONUS LIMIT
Once-per-lifetime welcome bonus per card
Redemption notes
Cash back issued as statement credit.
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