Capital One SavorOne

Capital One · Cash back

Last verified 2026-09-09
See if this fits your spending → Apply Now

Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual fee$39/year (waived year 1)
Foreign transaction feeNone
Typical approval oddsFair to good credit

Where it earns the most

Dining3%
Entertainment3%
Groceries3%
Streaming3%
Everything else1%

Signup bonus

No current signup bonus on file.

Issuer rules that affect approval

VELOCITY LIMIT

Roughly one new card per 6 months in practice, not an official published rule

Redemption notes

No foreign transaction fee. NOTE: the original no-fee SavorOne (with a signup bonus) was discontinued in Oct. 2024 and rebranded as the separate 'Capital One Savor' card - see Capital One Savor for that card, likely more relevant to most applicants than this fair-credit, no-bonus version.

You might also consider

Compare & rankings

Bonus Alert Newsletter - get an email whenever any card's signup bonus jumps or drops 20% or more.