Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
Annual feeNo annual fee
Foreign transaction fee3.0%
Typical approval oddsGood to excellent credit
Where it earns the most
Dining3%
Drugstores3%
Travel via portal5%
Everything else1.5%
Signup bonus
200 cash back after spending $500 in the first 3 months.
Issuer rules that affect approval
VELOCITY LIMIT
5/24 rule
Redemption notes
Cash back redeemable as statement credit, direct deposit, or Chase travel portal; no minimum redemption threshold.
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