Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Where it earns the most

Signup bonus

200 cash back after spending $1,500 in the first 6 months.

Issuer rules that affect approval

48-month rule on repeat bonuses for same/similar card

Redemption notes

1% on purchase, 1% on payment; simplest flat-rate option in the database.

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