Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
Annual feeNo annual fee
Foreign transaction feeNone
Typical approval oddsFair to good credit
Where it earns the most
Rotating category5%
Everything else1%
Category caps
Rotating category$1500/quarter cap
Signup bonus
Discover matches all cash back earned in year one instead of a flat bonus
Issuer rules that affect approval
No major issuer-specific application restrictions on file for this card.
Redemption notes
5% rotating categories require quarterly activation; easy to forget and miss the bonus rate.
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