Discover it Miles

Discover · Points / miles

Last verified 2026-09-29
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Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual feeNo annual fee
Foreign transaction feeNone
Typical approval oddsGood to excellent credit

Where it earns the most

Everything else1.5x points

Signup bonus

Discover matches all miles earned in year one instead of a flat bonus

Issuer rules that affect approval

No major issuer-specific application restrictions on file for this card.

Redemption notes

Flat, uncapped 1.5x miles on every purchase with no bonus categories and no spending caps. Signature feature is Discover Match: at the end of the new cardmember's first year, Discover automatically matches all miles earned dollar-for-dollar, with no cap and no minimum spend required, effectively doubling first-year earnings. Miles redeem at a flat 1 cent each as a statement credit toward travel purchases, or - unusually for a travel-branded card - as cash back, a deposit, or a gift card at the same 1-cent value, so there's no devaluation for redeeming as cash. No foreign transaction fee. Note: Discover and Capital One have announced a brand transition of Discover-branded cards to Capital One expected around mid-2027; as of this verification the card is still issued and marketed under the Discover brand with terms as described above.

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