Wells Fargo · Points / miles
Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
20,000 points after spending $1,000 in the first 3 months.
No major issuer-specific application restrictions on file for this card.
Unlimited 3x points on restaurants (incl. fast food/catering), travel (airlines, hotels, car rentals, cruises, timeshares, travel agencies, campgrounds), gas stations & EV charging & transit (passenger rail, taxis, ferries, tolls, parking), popular streaming services, and select phone/cellular/landline plans - no caps on any bonus category. Unlimited 1x points on everything else. Points redeem at a flat 1 cent each (statement credit, cash, gift cards, travel via Wells Fargo portal) and don't expire while the account stays open. Includes a 0% intro APR for 12 months on purchases (then 18.74%-28.74% variable). No foreign transaction fee, no annual fee. Note: cardholders are not eligible for the intro APR, fees, or welcome bonus offer if they currently have this card or had it within the last 48 months.