U.S. Bank · Points / miles
Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
20,000 points after spending $1,000 in the first 3 months.
No major issuer-specific application restrictions on file for this card.
5x points on prepaid hotels and car rentals booked through the U.S. Bank Altitude Rewards Center; 4x points on other travel purchases (uncapped per issuer fine print); 4x points on gas station and EV charging station purchases, but only on the first $1,000 spent in that category per quarter - per the issuer's own fine print ('1 base and 3 bonus Points'), spend beyond the cap reverts to the 1x base point. 2x points on dining, grocery stores (excludes discount stores/supercenters and wholesale clubs), and select streaming services. 1x point on everything else. Points are worth 1 cent each toward travel via the Altitude Rewards Center or as cash back/deposit to a U.S. Bank account, but about 0.8 cents each when redeemed as a general statement credit (per NerdWallet). Points don't expire with regular account activity but expire after 12 consecutive months of no account activity. Includes a 12-month Priority Pass Select airport lounge membership (separate enrollment required at prioritypass.com/usbankaltitudeconnect), a statement credit for a TSA PreCheck or Global Entry application fee (exact amount/frequency not stated in issuer fine print; NerdWallet cites up to $100 every four years), and trip cancellation/delay protections. 0% intro APR for 15 billing cycles on purchases and balance transfers (5% balance transfer fee, $5 minimum). No annual fee, no foreign transaction fee.