American Express Gold Card vs. American Express Platinum
A side-by-side look at American Express Gold Card and American Express Platinum - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
American Express Gold Card
Annual fee$325/year
Signup bonus100,000 points
Dining4x
Groceries4x
Flights direct3x
Points transferable to airline/hotel partners; dining credits partially offset annual fee. Welcome offer is variable ("as high as" 100,000) - actual offer shown varies by...
Full American Express Gold Card details →
American Express Platinum
Annual fee$895/year
Signup bonus175,000 points
Flights direct5x
Hotels via portal5x
Extensive lounge network and statement credits; effective fee is much lower if credits are fully used, easy to overstate value if they aren't. Fee rose from $695 to $895 in recent...
Full American Express Platinum details →
At a glance
- American Express Gold Card has the lower annual fee ($325/year vs. $895/year).
- American Express Gold Card earns the most on Dining (4x).
- American Express Platinum earns the most on Flights direct (5x).
- American Express Platinum has the higher estimated signup bonus value after the annual fee.
Figures above are pulled directly from each card's own page - see the full American Express Gold Card or American Express Platinum pages for category caps, issuer rules, and redemption notes before deciding.