Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
Annual fee$325/year
Foreign transaction fee2.7%
Typical approval oddsGood to excellent credit
Where it earns the most
Dining4x points
Groceries4x points
Flights direct3x points
Everything else1x points
Category caps
Groceries$25000/yr cap
Dining$50000/yr cap
Signup bonus
100,000 points after spending $8,000 in the first 6 months.
Issuer rules that affect approval
LIFETIME BONUS LIMIT
Once-per-lifetime welcome bonus per card
Redemption notes
Points transferable to airline/hotel partners; dining credits partially offset annual fee. Welcome offer is variable ("as high as" 100,000) - actual offer shown varies by applicant.
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