Chase Freedom Flex vs. Discover it Cash Back
A side-by-side look at Chase Freedom Flex and Discover it Cash Back - annual fees, where each card earns the most, and signup bonus value, pulled straight from our card database.
Chase Freedom Flex
Annual feeNo annual fee
Signup bonus$200 cash back
Rotating category5%
Travel via portal5%
Dining3%
Drugstores3%
5% rotating categories require quarterly activation, similar to Discover it - easy to forget and miss the bonus rate. Sibling card to Chase Freedom Unlimited.
Full Chase Freedom Flex details →
Discover it Cash Back
Annual feeNo annual fee
Signup bonusCashback match
Rotating category5%
5% rotating categories require quarterly activation; easy to forget and miss the bonus rate.
Full Discover it Cash Back details →
At a glance
- Both cards carry the same annual fee (No annual fee).
- Chase Freedom Flex earns the most on Rotating category (5%).
- Discover it Cash Back earns the most on Rotating category (5%).
- Chase Freedom Flex has the higher estimated signup bonus value after the annual fee.
Figures above are pulled directly from each card's own page - see the full Chase Freedom Flex or Discover it Cash Back pages for category caps, issuer rules, and redemption notes before deciding.