Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.
Annual feeNo annual fee
Foreign transaction fee3.0%
Typical approval oddsGood to excellent credit
Where it earns the most
Rotating category5%
Travel via portal5%
Dining3%
Drugstores3%
Everything else1%
Category caps
Rotating category$1500/quarter cap
Signup bonus
200 cash back after spending $500 in the first 3 months.
Issuer rules that affect approval
VELOCITY LIMIT
5/24 rule
Redemption notes
5% rotating categories require quarterly activation, similar to Discover it - easy to forget and miss the bonus rate. Sibling card to Chase Freedom Unlimited.