Amazon Prime Visa

Chase · Cash back

Last verified 2026-09-15
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Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual feeNo annual fee
Foreign transaction feeNone
Typical approval oddsGood to excellent credit

Where it earns the most

Amazon whole foods5%
Dining2%
Gas2%
Local transit2%
Everything else1%

Signup bonus

$150 Amazon Gift Card on approval

Issuer rules that affect approval

VELOCITY LIMIT

5/24 rule

Redemption notes

REQUIRES an active Amazon Prime membership ($139/year or $14.99/month, paid separately) to hold this card and earn its full rewards rate - without Prime, rates are lower. This card's headline benefit is 5% at Amazon.com and Whole Foods, a category not tracked by our quiz - our matching engine will understate this card's real value for heavy Amazon/Whole Foods shoppers. Requires an active Amazon Prime membership for the 5% Amazon.com/Whole Foods rate; without Prime, that category earns 3% instead.

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