Robinhood Gold Card

Robinhood · Cash back

Last verified 2026-09-27
See if this fits your spending → Apply Now

Invite-only via waitlist as of Sept 2026

Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual feeNo annual fee
Foreign transaction fee3.0%
Typical approval oddsGood to excellent credit

Where it earns the most

Everything else3%

Signup bonus

No current signup bonus on file.

Issuer rules that affect approval

No major issuer-specific application restrictions on file for this card.

Redemption notes

Requires an active Robinhood Gold membership ($5/month or $50/year) to hold the card; the card itself carries no separate annual fee. Earns a flat, uncapped 3% cash back on all purchases with no bonus categories. Rewards redeem at full value as a direct deposit into a Robinhood brokerage/cash account, or for less than full value as a statement credit, through the Robinhood Travel portal, or for gift cards/merchandise/mystery boxes; a Robinhood brokerage account is required to redeem. Foreign transaction fee is waived only for accounts opened before July 1, 2026 - accounts opened on or after that date (true for any new applicant now) are charged 3%. As of this writing the card is invite-only via a waitlist rather than open to direct applications.

You might also consider

Compare & rankings

Bonus Alert Newsletter - get an email whenever any card's signup bonus jumps or drops 20% or more.