Wells Fargo Active Cash

Wells Fargo · Cash back

Last verified 2026-09-09
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Terms shown here may not reflect the issuer's current offer - always confirm details on their site before applying.

Annual feeNo annual fee
Foreign transaction fee3.0%
Typical approval oddsGood to excellent credit

Where it earns the most

Everything else2%

Signup bonus

100 cash back after spending $500 in the first 3 months.

Issuer rules that affect approval

No major issuer-specific application restrictions on file for this card.

Redemption notes

Flat 2% with no category tracking; direct competitor to Citi Double Cash.

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